Production insurance made simple.

General production liability insurance

General Production Liability insurance protects against bodily injury to Third Parties (3rd parties are non-cast and non-crew members such as bystanders or spectators). For example, let’s say your production company is filming a feature film at a museum and taped electrical wiring onto the floor. An outside museum visitor walks by, trips over the wiring and breaks his/her arm. This bystander can sue your production company for bodily injury. But with the right type of film production insurance, you will be well covered.

Third-party property damage

Third-Party Property Damage insurance covers the physical damage or loss to property while in the care, custody or control of the insured (the production company renting filming locations). Under the General Liability policy, some carriers provide Property of Others Coverage for rented premises, if the rental agreement is seven consecutive days or less. Other carriers exclude this altogether.

This coverage is an optional add-on to General Production Liability coverage.

Owned equipment insurance

This covers accidental damages and theft of your owned production equipment. Coverage is all-risk peril policy including earthquake, wind, hail, flood, water damage, fire, smoke, worldwide coverage, and more. Optional coverages include Rented equipment from others, Rented Equipment to other people (rental house operations), Voluntary Parting or False Pretense (fraudulent renters) coverage. Coverage is on a replacement cost basis.

Non-owned/Hired auto liability physical damage

If you plan to rent a truck or vehicle for production use, you will need this type of auto liability. This covers your production company if the driver causes harm or damage to other vehicles and/or people. If a third party is injured due to your loading and unloading equipment from non-owned and hired autos, this also covers those types of claims. (Third Party is a non-cast or non-crew member).

Hired/Non-owned Auto physical damage is typically purchased in addition to the Auto liability. If you plan to rent a truck or vehicle for production use, you will need this type of coverage to pay for any theft or damages to the rented vehicle(s) that have occurred during the production.

This coverage is an optional add-on to General Production Liability coverage.

Workers’ compensation insurance

This is statutory coverage for employees you hire as cast and/or crew (including 1099s) for production-related injuries or illness. Only US Citizens and Residents with a social security number are eligible.

This coverage is an optional add-on to General Production Liability coverage.

Accident medical

This is supplementary coverage for employees you hire as cast and/or crew for production-related injuries if they are not covered by Workers’ Compensation coverage. Only those with a social security number are eligible for production insurance coverage, in excess of any existing health insurance. There’s a deductible that applies. The limits are maxed to only $100,000 or less, per accident, per claim.

This coverage is an optional add-on to General Production Liability coverage.

Please note, Accident medical coverage will NOT satisfy any workers compensation statutory requirements.

Travel accident

This provides medical reimbursement to cast/crew for injuries while traveling to or from production locations. Only US Citizens and Residents with a social security number are eligible.

This coverage is an optional add-on to General Production Liability coverage.

Liability to Rent Equipment

Many rental houses require both Rented Equipment AND General Liability coverages. If you’re not renting locations and only need insurance to rent gear, the equipment liability coverage may work for you. This covers liability associated only with the equipment you’re renting. It’s less expensive than production liability insurance, which covers the full production liability (locations).

Equipment liability is always purchased together with rented equipment coverage, but you can be purchase the liability a la carte if you already have gear coverage through Athos or elsewhere.

Excess liability insurance

This policy covers additional limits to supplement an existing general liability insurance policy.

This coverage is an optional add-on to General Production Liability coverage.

Rented production equipment

(Instant Insurance)

This covers accidental damages or theft of rented production equipment, props, sets, and wardrobes. Our instant online insurance program allows you to issue certificates to your rental houses immediately after purchasing your policy. Coverages are available short-term (1 day to 11 months) and annually (12 months)

This coverage is an optional add-on to General Production Liability coverage.